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Insurance Info

Physiotherapists at PhysioD are all registered with the College of Physiotherapists of Ontario. This means that if you have coverage for physiotherapy, you will be reimbursed by your insurance company after submitting the invoice that you receive from us. You do not need a physician’s referral to see a physiotherapist, but some insurance companies may require you to have one in order for reimbursement. Make sure to double check with your insurance company and get the correct information about your coverage.

At PhysioD we can directly bill a variety of different health insurance plans. If your insurance company accepts direct billings, we will take care of the rest for you!

We understand that insurance can be complicated, so as a courtesy, we will help you check your health benefits to see if there will be a copay, deductible, or coinsurance for treatment services.

Do you have any of the insurance policies listed below? We’ve included the majority of the major plans for which we have in-network coverage; however, this list gets longer everyday as more insurance companies join the network! Please call our office at (416) 224-8484 if you have any questions about your coverage.

  • IFHP Benefit (Medavie Blue Cross for refugees and refugee claimant)
  • CanadaLife
  • Manulife Financial and OTIP
  • Sunlife
  • Claimsecure
  • Industrial Alliance (iA Financial Group)
  • JOHNSON
  • Johnston Group
  • La Capitale
  • BPA – Benefit Plan Administrators
  • Chamber of Commerce Group Insurance
  • CINUP
  • Cowan
  • D.A. Townley
  • Desjardins Insurance
  • GMS Carrier
  • GroupHEALTH
  • GroupSource
  • LiUNA Local
  • Manion
  • Maximum Benefit
  • People Corporation
  • RWAM Insurance Administrators
  • Union Benefits
  • UV Insurance

For patients who do not have health insurance or have exhausted their benefits, our Toronto, ON physiotherapy clinic also offers a private pay plan. You can see our full fee-schedule here!

Please contact us as soon as possible for more information on our service fees and payment options!

Disclaimer: While this is a comprehensive list, health plans change on a regular basis, sometimes without notice. We recommend that you contact your health insurance provider to find out what physiotherapy benefits are available to you.